Why you should think twice about getting cell phone insurance


broken-cell-phoneMany cell phone owners have trouble keeping their phones safe. They’re easy to drop on the ground, fall into water, and nowadays, are very attractive to thiefs.

Is it smart to insure your phone? That depends.

According to a University of Minnesota finance professor, Andy Whitman, probably not. Continue reading

The dirty little secret of the cell phone industry



Pssst — come here! We’ve got a dirty little secret to tell you that many cell phone service providers don’t want you to figure out.

But first, imagine this scenario…

You’ve found a great deal online for a new, unlocked smartphone. It’s the perfect device for you to check and respond to emails, maybe upload a few pictures here and there to Facebook, or even even fire off a few Tweets if that’s your thing. All you need now is a no contract cell phone plan with data. Continue reading

RunPee App: Because Movie Theaters Don’t Have Pause Buttons (Android & iOS)


runpeeMovie fanatics (particularly ones with kids) will LOVE this app! It tells you the best times to take a bathroom break at the movies. Just choose your movie and leave your phone on vibrate, and the app will vibrate to alert you of the best “pee-time.” When you get back, it will summarize what happened while you were gone. We usually only post free apps, but this one is so cool that we had to include it. The current price is only 99 cents. Continue reading

GymPact App: Never Miss Another Workout (Android & iOS)


gym-pactSummer is approaching and many of you will be hitting in gym. Well, we all know that it’s easy to get lazy and skip workouts, but when your own money on the line, you might be more inclined to get up off of the couch and grab your gym bag. When you download this app and check in at the gym with it, you get to keep money that you put up, while those who miss their scheduled work out lose a predetermined chunk of change. Continue reading

3 Common Misconceptions about Prepaid Phone Plans


Prepaid plans are nothing new, but they have historically carried a negative reputation in this country. That’s changing.

Once considered the communications method of choice for drug dealers on television dramas, the number of prepaid/pay-as-you-go mobile users is rapidly rising and outpacing traditional carrier users. More and more people are starting to realize the cost-saving benefits of ditching the traditional 2-year contract and hefty monthly fees required by the major service providers. In fact, prepaid/pay-as-you-go usage grew 12% in 2012 over 2011. Approximately 30% of U.S. cell phone owners now opt to pay-as-they-go. Continue reading

Nike Training Club: Turn Your Smartphone Into a Personal Trainer (Android & iOS)


nike-training-clubSpring is here! For many, this is prime time to ramp up their exercise routine in order to get trim down in time for summer. And that’s why Pure TalkUSA is featuring the Nike Training Club app. Designed for women (but useful for all), it’s great for building cardiovascular endurance and was also one of the Huffington Post’s Best Fitness Apps of 2012. It offers over 90 comprehensive and custom-built workouts, and it’s totally free. Continue reading